FiDA-ready Insurance Data Platform
Make Your insurancedata FiDA-ready
In Realtime
The RetroCode Realtime Datahub (RDH) connects your legacy systems with the digital world - securely, consent-based, and immediately usable.
THE PROBLEM (Why RDH)
Insurers sit on valuable data -
but cannot utilize it.
Insurance companies have enormous amounts of data in their legacy systems – policies, claims, payments, customer histories.
However, this data is often:
- trapped in legacy systems (COBOL / Host)
- distributed across multiple systems
- difficult to integrate
- not API-capable
With new regulatory requirements such asFiDA (Financial Data Access)the pressure to provide this data securely and standardized is increasing.
The problem is not a lack of data -
but a lack of access.
OUR SOLUTION
RDH - Your real-time data layer
for Open Insurance
TheRealtime Datahub (RDH)creates a modern data layer between your existing core systems and new applications.
Without replacing your core system, RDH enables:
- Real-time access to insurance data
- Standardized APIs
- Integration in Partner ecosystems
- Consent-based data sharing (FiDA-ready)
- Complete auditability
We do not replace your systems -
we make them usable
FIDA & OPEN INSURANCE
Ready for FiDA - without transforming your core systems
FiDA will require insurers to provide data securely, standardized, and based on consent.
RDH enables exactly that:
- Provision of contract, claim, and payment data
- Control through customer consent
- Access for third parties (e.g., brokers, platforms, apps)
- Compliance with regulatory requirements
👉 FiDA nedds data– RDH can deliver.
USE CASE - INSURANCE
USE CASE - APPLICATIONS - ARCHITECTURE
Von Legacy zu Echtzeit
der RHD Use Case
A customer wants to use their insurance data in a financial app.
Mit RDH:
- Data is read from legacy systems
- Harmonized in real-time
- Provided via APIs
- Released only with valid consent
Result:
- All insurances at a glance
- Better advice
- New services & business models
specific use cases
What you can implement with RDH
1. Insurance Dashboard
All policies of a customer centrally visible – even across providers
2. Broker 360° view
Immediate access to contracts, claims, and payments
3. Embedded Insurance
Integration of insurances into platforms and apps
4. Data-Based Consulting
Identifying service gaps and upselling potentials
Nahtlose Integration - ohne Risiko
Technology / Architecture
RDH integrates into your existing IT landscape:
- Connection to COBOL / Host / DB2 / IMS
- Real-time data processing
- API Layer for external use
- Optional: Event Streaming (Kafka)
Additionally:
- Security & Governance
- Consent Management
- Audit & Compliance
No
Migration.
No risk.
Immediate added value.
BUSINESS VALUE
quick added value - without major project
without RDH:
- Long integration projects
- High costs
- High risks
with RDH:
- Go-live in weeks instead of years
- No core system change
- Immediate API capability
- New Sales potentials
KEY MESSAGES
(for decision-makers)
- FiDA needs data access – not system replacement
- We unlock your existing systems
- Real-time instead of batch
- Business value instead of IT project
Make your data FiDA-ready
Experience in a live demo how RDH makes your insurance data usable in real-time.
Schedule a demo and discuss use case